SSCFCU offers transfer sweeps as a form of overdraft protection. The cost is $5.00. Whenever the share draft/checking account is overdrawn, the amount needed to cover the in-clearing item is automatically transferred from funds available in the savings/share account to pay the item.-
SSCFCU is a cashless credit union and does not cash checks over the counter. SSCFCU maintains a relationship with BMO Harris Bank that cashes all SSCFCU teller checks and money orders free of charge at their Wentworth branch.
SSCFCU offers money orders for $2.00 each regardless of the amount. Money orders are withdrawn from the member’s account.
SSCFCU offers wire transfers and Western Unions at a cost of $20.00
Bill payment services
An online automated service to pay household bills (utility, rent) will be available soon.
Debt consolidation loans
Low-interest rate debt consolidation loans up to $5K.
SSCFCU provides one-on-one credit/financial counseling to help you improve your credit score. The service is available for $50.00. We offer low interest rate credit builder loans.
Financial Education / Planning Seminars
SSCFCU offers an 8 week financial education course. It also offers a HUD approved Home Buyer Education program for $125.00. Pre-registration is required. Also available on-line at www.ehomeamerica.org/southsidecommunityfcu Certificates of completion and HUD certificates. with pre and post test evaluations. It provides certificates of completion to all of its graduates.