| ACH Return Item | $25.00 |
| ACH Stop Payment Fee | $25/item/mo |
| Balance Inquiry Fee | $2.00 |
| Check Copy | $5.00 |
| Consumer Loan Late Fee | $20.00 |
| Consumer & Auto Loan Application Fee | $20.00 |
| Copy of paid draft | $2.00 |
| Credit Report | $15.00 |
| Credit and Financial Counseling | $50.00 |
| Debit Card Replacement Fee | $10.00 |
| Deposit Return Item | $15.00 |
| Dormant Account / Share (24 mos. Inactive) | $2.00/mo |
| Dormant Account / Checking (60 Days Inactive) | $3.00/mo |
| Early Closing Fee | $10.00 |
| Execessive Withdrawal Fee (After 3rd month) | $5.00/per check |
| Faxes | $1.00 per page |
| Garnishments / Levy / Citations | $50.00 |
| Home Buyer Education Program Enrollment Fee | $125.00 |
| IRA Annual Maitenance Fee | $15.00 |
| IRA / Transfer / Institution | $25.00 |
| Joint Loan Application Fee | $30.00 |
| Manually Paid Draft or ACH Item | $5.00 |
| Membership Fee | $10.00 |
| Second Chance Checking Account Counseling | $50.00 |
| Service Charge / Personal Checking (Balance <$50) | $5.00/mo |
| Service Charge /Business Checking (Balance <$1K) | $10.00/mo |
| Service Charge / Savings (Balance <$50) | $5.00/mo |
| Money Order | $1.00/check |
| Official Check (To a Third Party) | $5.00 |
| Overdraft (NSF) | $25.00 |
| Photocopies | $0.25/page |
| Returned Mail Fee | $5.00 |
| Research Fee | $25.00/hr |
| Share Draft Transfer Sweep (max. 4 per month) | $5.00 |
| Share Secured Loan Application Fee | $10.00 |
| Share Draft / ACH Stop Payment | $25.00/item |
| Skip Payment Fee | $25.00 |
| Small Business Checking Service Fee (below $1,000) | $10.00 |
| Small Business Loan Application Fee | $25.00 |
| Statement Copy | $1.00/page |
| Stop Payment / Share Draft or ACH | $25.00 |
| Telephone Transfer | $2.00 |
| Teller Check Stop Payment | $35.00 |
| Verification of Deposit | $5.00 |
| Western Union | $20.00 |
| Wire Transfer Incoming | $15.00 |
| Wire Tansfer Outgoing | $20.00 |
An account is considered dormant if for 2 years no withdrawals or deposits, other than credited dividends, have been made to the account, we have received no communication from you about any of your accounts, and your account statements have been returned for an incorrect address. A checking account is considered dormant if there has been no activity (deposit or withdrawal) for 60 days.
Effective 4/1/16
Fees subject to change without notice