Our goal is 3 fold:

CapitalCampaign 021) To increase membership by 3000 people bringing together a strong base of concerned people who are organizing to unite our dollars to economically revitalize our communities.

2) To increase assets by $5 million which will be re-invested back into the community in the form of affordable personal, home, auto and business loans.

3) To raise over $500K in charitable contributions to strengthen the capital base of South Side Community Federal Credit Union to be more responsive to the credit needs of our community.  This includes improving technology, expanding staff, our financial and housing education programs, the opening of new branch locations, and the diversification of our loan products

With your help, together we can stabilize and create a healthier and more propsperous community that will increase job opportunties, reduce crime and help people to buy and maintain homes as well as start and expand local businesses.

All that you have to do to join the campaign is to open an account for a minimum of $50.00 and make a donation to the South Side Community Federal Credit Union for our Community Development Capital Campaign.

Amounts can range from $25.00 to $10,000 or more.  Your investment in this economic movement for change will help keep money circulating in our neighborhoods and it will contribute ti the building of a better financial future for our children.  Help us reach and exeed these goals. 

Give online (below) using your credit card or PayPal account or mail your contribution to the address below.

South Side Community Federal Credit Union

5401 S. Wentworth Suite 25, Chicago, IL 60609



"For where your treasure is, there your heart will be also." Matthew 6:21


ACH Return Item $25.00
ACH Stop Payment Fee $25/item/mo
Balance Inquiry Fee $2.00
Check Copy $5.00
Consumer Loan Late Fee $20.00
Consumer & Auto Loan Application Fee $20.00
Copy of paid draft $2.00
Credit Report $15.00
Credit and Financial Counseling $50.00
Debit Card Replacement Fee $10.00
Deposit Return Item $15.00
Dormant Account / Share (24 mos. Inactive) $2.00/mo
Dormant Account / Checking (60 Days Inactive) $3.00/mo
Early Closing Fee $10.00
Execessive Withdrawal Fee (After 3rd month) $5.00/per check
Faxes $1.00 per page
Garnishments / Levy / Citations $50.00
Home Buyer Education Program Enrollment Fee $125.00
IRA Annual Maitenance Fee $15.00
IRA / Transfer / Institution $25.00
Joint Loan Application Fee $30.00
Manually Paid Draft or ACH Item $5.00
Membership Fee $10.00
Second Chance Checking Account Counseling $50.00
Service Charge / Personal Checking (Balance <$50) $5.00/mo
Service Charge /Business Checking (Balance <$1K) $10.00/mo
Service Charge / Savings (Balance <$50) $5.00/mo
Money Order $1.00/check
Official Check (To a Third Party) $5.00
Overdraft (NSF) $25.00
Photocopies $0.25/page
Returned Mail Fee $5.00
Research Fee $25.00/hr
Share Draft Transfer Sweep (max. 4 per month) $5.00
Share Secured Loan Application Fee $10.00
Share Draft / ACH Stop Payment $25.00/item
Skip Payment Fee $25.00
Small Business Checking Service Fee (below $1,000) $10.00
Small Business Loan Application Fee $25.00
Statement Copy $1.00/page
Stop Payment / Share Draft or ACH $25.00
Telephone Transfer $2.00
Teller Check Stop Payment $35.00
Verification of Deposit $5.00
Western Union $20.00
Wire Transfer Incoming $15.00
Wire Tansfer Outgoing $20.00


An account is considered dormant if for 2 years no withdrawals or deposits, other than credited dividends, have been made to the account, we have received no communication from you about any of your accounts, and your account statements have been returned for an incorrect address. A checking account is considered dormant if there has been no activity / deposit or withdrawal) for 60 days.

Effective 4/1/16

Fees subject to change without notice

Gregg BrownWelcome to the South Side Community Federal Credit Union. We are a federally charted, community owned and operated, not-for-profit financial institution that invests 100% of our deposits in people. We help them to save money, build credit, purchase homes, and grow their businesses.

We have launched a community development capital campaign to strengthen, expand, and accelerate our growth to better meet the financial challenges of the communities we serve. Make an investment in change by making a donation to our community development capital campaign today. We are only as strong as our dollars united.

Gregg Brown, President & CEO


Our mission is to equalize economic power and fight poverty

through holistic financial education and

by providing access to credit and savings services for our members.

People Helping People

"People helping people"


Board of Directors

 Evelina Robertson    Board Chairman
 Michael Mitchell      Vice Chairman
 Betty J. Richardson    Treasurer
 Gail Mercherson    Secretary
Gregg Brown    
Lisa Gavin     
Dwayne McLin    



Gregg Brown    President / CEO

Regina McRay    VP of Operations & Member Services

Delores Allen    Credit / Housing Officer

Harlette Washington    Credit / Housing Counselor


Who we are

South Side Community Federal Credit Union (SSCFCU) is a not-for-profit, Federally chartered, low-income designated, community development credit union CDCU). All of our accounts are insured up to $250,000.00 by the National Credit Union Administration (NCUA)

We are certified as a Community Development Financial Institution (CDFI) by the U.S. Department of Treasury and we operate a HUD Approved housing counseling program. SSCFCU serves a membership base of 2,000 with $3.5 million in assets after opening its doors in November, 2003.

We created the credit unio9n to economically empower the community by providing an alternative to currency exchanges, payday/predatory lenders and banks that charge high fees. When you join the credit union, you become am ember owner, not just a customer. Your account is an investment in the community.

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