South Side Community Federal Credit Union, your member owned financial institution, is committed to providing you financial products and services to meet your needs and reach your financial goals. We are equally committed to protecting your privacy. You can be confident that your financial privacy is a priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have any questions, please contact a Member Service Representative at (773) 548-5500.
Information We Collect and Disclose About You We collect nonpublic personal information about you from the following sources:
• Information provided by you;
• Information about your transactions with us or others;
• Information we receive from a consumer reporting agency;
• Information obtained when verifying the information you provide on an application or other forms.
This may be obtained from your current or past employers, or from other institutions where you conduct financial transactions. We may disclose all the information we collect, as described previously and as permitted by law, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect your privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the member information we provide to other third parties.
In order to conduct the business of the credit union, we may also disclose nonpublic personal information about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, and follow your instructions as you authorize, or protect the security of our financial records. If you terminate your membership with South Side Community Federal Credit Union, we will not share information we have collected about you, except as permitted or required by law.
How we Protect Your Information We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.
What Can You Do To Help Protect Your Privacy Always use caution when disclosing your account numbers, social security number, etc. Should someone call you stating they are representing the credit union and ask for your account number, be very cautious. Credit Union employees already have access to such information. Protect your account numbers, PINS and passwords and keep your information with us current. In the event of potential fraudulent activity, we need to be able to contact you immediately.
PLEASE CONTACT A CREDIT UNION REPRESENTATIVE IF YOU SHOULD HAVE ANY QUESTIONS
Our mission is to equalize economic power and fight poverty
through holistic financial education and
by providing access to credit and savings services for our members.
"People helping people"
Board of Directors
|Evelina Robertson||Board Chairman|
|Michael Mitchell||Vice Chairman|
|Betty J. Richardson||Treasurer|
Gregg Brown President / CEO
Regina McRay VP of Operations & Member Services
Delores Allen Credit / Housing Officer
Harlette Washington Credit / Housing Counselor
Who we are
South Side Community Federal Credit Union (SSCFCU) is a not-for-profit, Federally chartered, low-income designated, community development credit union CDCU). All of our accounts are insured up to $250,000.00 by the National Credit Union Administration (NCUA)
We are certified as a Community Development Financial Institution (CDFI) by the U.S. Department of Treasury and we operate a HUD Approved housing counseling program. SSCFCU serves a membership base of 2,000 with $3.5 million in assets after opening its doors in November, 2003.
We created the credit unio9n to economically empower the community by providing an alternative to currency exchanges, payday/predatory lenders and banks that charge high fees. When you join the credit union, you become am ember owner, not just a customer. Your account is an investment in the community.
Although the information at this Internet Web site (hereafter "information") is presented in good faith and believed to be correct, South Side Community Federal Credit Union makes no representations or warranties as to the completeness or accuracy of the information. The information is supplied upon the condition that the persons receiving the same will make their own determination as to its suitability for their purposes prior to use.
In no event will South Side Community Federal Credit Union be responsible for damages of any nature whatsoever resulting from the use of or reliance upon the information or the product to which the Information may refer. South Side Community Federal Credit Union makes no commitment to update, replace or correct any Information that appears on the Internet or that is contained on this Internet Web site.
THIS WEBSITE SHALL NOT BE DEEMED BY ANY PARTY TO CONSTITUTE AN OFFER OR PROMISE TO PROVIDE ANY TYPE OF FINANCING OR SERVICE TO ANY ENTITY OR INDIVIDUAL. HOWEVER, NOTWITHSTANDING ANYTHING TO THE CONTRARY, NO REPRESENTATIONS OR WARRANTIES, EITHER EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR OF ANY OTHER NATURE ARE MADE HEREUNDER WITH RESPECT TO THE INFORMATION OR THE PRODUCT OF WHICH THE INFORMATION MAY REFER. THIS DISCLAIMER DISCLAIMS TO THE GREATEST EXTENT POSSIBLE UNDER APPLICABLE LAW, ALL WARRANTIES OF ANY NATURE, INCLUDING BUT NOT LIMITED TO THOSE LISTED ABOVE.